You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening. Wells Fargo unsecured business lines of credit are ideal for new or established businesses looking for an unsecured financing solution to supplement cash flow, take advantage of unexpected business opportunities, expand your business, or cover expenditures. Comienzo de ventana emergente.
Banking Products and Services. Loans and Credit Products and Services. Merchant Services Products and Services. Payroll and Other Services Payroll. Wells Fargo Business Lines of Credit. Great For Supplementing cash flow Expanding your business Covering unexpected expenses. One easy application whether you are a new, young or established business or want to build business credit with Wells Fargo.
Details Amounts. Revolving line of credit, no scheduled annual review. None needed. Fees Annual fee. Cash Advance Fee. No fee for access checks, online transfers, Bill Pay or telephone transfers. Small Business Administration Ideal for businesses in operation for less than 2 years. Establishing or re-building business credit with Wells Fargo. Must meet U. We evaluate each application on its merits. All credit decisions are subject to credit approval. Instant decision based on approvability.
Some applications will result in a pending status, which requires further review before final decision is rendered. Rates assume automatic payment from an eligible Wells Fargo business checking account, and may be higher if the borrower fails to provide collateral, or an account default occurs.
The annual fee is waived for the first year only. Speak with a banker for more information. Prime refers to Bank's announced Prime Rate, which is 3. Bank's announced Prime Rate is subject to change at any time. The interest rate that you are assigned will continue unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.
Rates are subject to change, and may be higher or lower than the stated ranges. Interest accrues immediately whenever you use your line of credit account, including by use through Mastercard purchases, checks, and transfers.
Customers are automatically enrolled in the Wells Fargo Business Line Rewards program at the time of new account opening, with no annual program fee. One dollar spent using the Mastercard access card earns one Business Line Rewards point, based on qualifying purchases purchases less returns and credits , and does not include any fees posted to the account. Valid as long as a default does not occur and subject to change under the Customer Agreement.
Wells Fargo reserves the right to cancel, alter, or temporarily suspend the Program at any time without notice. Terms for credit products are subject to final credit approval of the business and its owners.
A physical address is required to receive a Wells Fargo business credit product. You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening. The security interest taken will be a first priority lien on all present and future accounts receivable, inventory, equipment, general intangibles, and certain other noncash personal property owned by the applicant business, and a Uniform Commercial Code financing statement will be filed against the applicant business to perfect the security interest.
The Prime Line of Credit has a term of 1 year, but may be renewed annually, subject to credit approval. If environmental insurance or an environmental assessment is required, you will be responsible for this one-time fee. You will be responsible for any mortgage or deed of trust filing fee imposed by a state or other taxing authority.
You will be responsible for all title and escrow fees and costs, including all title-related closing or attorney fees and costs. The deposit is nonrefundable if the loan transaction does not close for any reason.
However, if the loan transaction does close, the deposit will be applied to any applicable fees due at closing, and if there is any unused portion of the deposit, it will be returned or credited to you after closing. For purchase loans, the customer will need to provide proof of funds for the required down payment. All financing is subject to credit approval.
Your rate locks upon receipt of a completed application and the required documentation for underwriting. If your loan does not close within 90 days of your application date, your rate lock will expire and you may be subject to the current rate.
Loans for the purchase of investor commercial real estate are available only to established Wells Fargo customers. Alternatively, a borrower or guarantor who has i a Wells Fargo consumer checking or savings account, that has been open for a minimum of two years at the time of the applicable credit application, and ii two years of commercial real estate investor experience with like property, will also satisfy the established Wells Fargo customer requirement.
All accounts must be in good standing. Based upon analysis of application, appraisal and origination fees, and interest rates, for competing U. Terms and conditions apply. Wells Fargo Bank will pay title policy costs, but you will be responsible for all other title-related closing or attorney fees and costs. Second lien loans and lines are only available behind a Wells Fargo Bank first mortgage for established Wells Fargo business checking or savings account customers. Commercial condo and special purpose properties are not eligible for second lien loans or lines.
The deposit is nonrefundable if the line of credit transaction does not close for any reason. Comienzo de ventana emergente. Routing Numbers and Account Numbers. To help us provide you with the information you're looking for, please answer the following question s : Are you looking for a routing number or an account number? Routing number Account number. View online. View your account statement Your account number is located at the top of your online or paper statement.
Look at a check Your account number is located along the bottom of your check, to the right of the routing number and to the left of the check number. Personal Check.
Business Check. Will you be using this information to receive a wire transfer? Yes No. Where is the source of the incoming wire transfer? Routing number. Your routing number is:
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